Master Manitoba Insurance Essentials 2025 – Ace Exam A with Confidence!

The correct response emphasizes that an occupier has a higher duty of care towards invitees than towards trespassers. An invitee is someone who is on the premises with the occupier’s permission for a mutually beneficial purpose, such as customers in a store. Therefore, the occupier is obligated to take reasonable steps to ensure the safety of invitees, including maintaining the premises in a safe condition, conducting regular inspections, and adequately warning them of any potential hazards.

This obligation stems from the premise that invitees are relying on the occupier to ensure their safety while they are on the property for a legitimate purpose. In contrast, trespassers do not have permission to enter the property, and while occupiers may still have some responsibility to avoid willful harm, their duty to prevent harm is significantly less stringent.

Other choices suggest a misunderstanding of the legal responsibilities toward different classes of individuals on the property. Liable for all accidents is inaccurate because occupiers are not held liable for every incident that occurs; liability is contingent on the circumstances and the level of care taken. Only providing warning of hidden dangers does not encapsulate the full scope of the duty owed to invitees, as it does not account for the necessity of proactive safety measures. Lastly